Published: How to Call Your Own Lines in Tennis

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How to Call Your Own Lines in Tennis

Bradley Hamilton is a senior wealth manager with Blacktower, LLC, in New York City. In this position, he oversees an asset portfolio comprising 80 clients with a combined value exceeding $60 million. Away from work, Bradley Hamilton stays active by playing golf and tennis.

Individuals playing tennis for the first time may be unsure of how to fairly call their own lines, a job left to umpires and referees at the official level. Fortunately, there are a few elements of tennis etiquette that can help individuals call their first recreational or competitive match.

In general, during questionable calls, players should always rule in favor of their opponents. This means that even if a player is 95 percent sure that an opponent’s shot was out, they should call the ball good. Similarly, any time an individual does not clearly see where an opponent’s shot lands, the ball should be called good, even if it appears the ball was headed well out. If a player initially calls a ball out but then hesitates, the point should immediately be awarded to the opposing side.

In the event of a disputed call, there is little recourse other than avoiding matches with the same person in the future. In addition, a player cannot make a call on the other side of the net, period. No matter how much of an argument a person makes, an opponent is under no obligation to overturn a call. That said, players are free to defer to an opponent’s opinion at any time.

 

Published: St. George’s Society of New York’s Beneficiary Program

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St. George’s Society’s Scholarship Program

Senior wealth manager and financial advisor Bradley Hamilton moved to New York City after completing his degree in London. Bradley Hamilton remains involved with the British community while living abroad through his membership with the St. George’s Society.

Founded in 1770, the St. George’s Society has been a pillar for the UK ex-pat community for more than 250 years. In addition to arranging accommodation and support for British families traveling to the U.S. for pediatric medical procedures, the Society also supports the achievement of promising students through its scholarship program. Students must demonstrate a cultural tie to the UK or any of the Commonwealth countries.

Launched a decade ago, the scholarship program provides financial assistance to students attending two City Universities who may be forced to drop out of college due to an inability to pay. Since the program was established, the Society distributed more than $1 million to 400 financially-disadvantaged students. St.George's aims to expand its scholarship program to benefits students at all City Universities.

Three Ways to Experience Local Culture When Traveling

New York City-based financial professional Bradley Hamilton serves as the senior wealth manager of Blacktower (US), LLC. In this position, he manages over $60 million in assets for more than 80 clients. Outside of work, Bradley Hamilton enjoys traveling the world and experiencing new cultures.

Experiencing a new culture means understanding the everyday life of the people in an unfamiliar destination. Here are a few ways to authentically experience the local culture of a new place:

- Enjoy the local food. In foreign places, food is a journey into the local culture. Because of this, taking the time to find local spots to eat is much more effective than eating at a familiar chain or tourist-recommended restaurant. Visiting local food markets can also make tourists feel connected to the culture.

- Use public transportation. This form of transportation allows tourists to observe the locals and lets them talk with residents while they wait. Public transportation also makes random exploration of a destination much easier.

- Stay with locals. While residing in a hotel may be preferred by many tourists, it keeps them separated from the locals. By staying with residents, tourists have a better opportunity to witness and learn about the daily life and values of the culture.

Basics of US Taxation for British Expatriates

Bradley Hamilton serves as a senior wealth manager at Blacktower Financial Management (US), LLC in New York. Bradley Hamilton specializes in assisting British expatriates in navigating various regulatory and tax issues that come with cross-border wealth.

The United States is home to more than 1.3 million British expatriates. Although the language and lifestyles in the US are similar to that in the UK, tax matters have massive differences. There are multiple ways of filing taxes in the US, unlike in the UK where the tax system is relatively straightforward. Different tax rates are also applied, depending on the transaction, whether it is Federal, Municipal. Penalties amounting to up to 25 percent of the tax due may be charged for failing to pay the proper taxes at the right time.

Moreover, It is the expatriate’s responsibility to file the W-4 Form if he or she is employed in the US. In the form, the expatriate will inform his or her employer how much tax is deductible to him or her. However, if the expatriate employed in the US is earning for an American company, he or she will be taxed at source and will have to file a tax return with the Internal Revenue Service.

If the expatriate is unsure whether he or she is required to file a tax return, he or she can go through the Substantial Presence Test, the counterpart of the UK’s Statutory Resident Test. If through the Substantial Presence Test the expatriate is deemed a permanent US resident, his or her worldwide income will be subjected to US tax laws. This same rule applies to expatriates who have obtained US citizenship. April 15th is the deadline for filing tax returns in the US. The workload in the IRS increases while April 15 approaches. To avoid incurring penalties, expatriates are advised to file their tax returns at earlier dates.

Key Differences in Snooker, Pool, and Billiards

As the senior wealth manager of Blacktower (US), LLC, a financial firm based in New York City, Bradley Hamilton handles cross-border tax and estate planning for UK nationals residing in the United States. Beyond his work in financial services, Bradley Hamilton has a strong interest in competitive games such as golf, tennis, and billiards.

Billiards is the most traditional form of a category of table-based cue games. Its later iterations, pool and snooker, have distinct differences in gameplay and equipment. For example, billiards is played with two cue balls and one target ball.

In pool, three to 15 balls may be in play, while in snooker, 22 balls, including the cue balls, are in play. While snooker tables are larger than other cue game tables, the balls are smaller. Pool tables and snooker tables have side pockets, which are absent in billiard tables. Each cue game has several varieties that follow different scoring rules.

Investing in Stocks for Beginners

After earning a degree in business management and economics from Kingston Business School in London, Bradley Hamilton embarked upon a finance career. Now senior wealth manager at Blacktower, LLC, in New York City, Bradley Hamilton manages assets for more than 80 clients.

When it comes to wealth and asset management, investing in stocks offers a means to increase and diversify portfolios. Investors who have some knowledge of the stock market can opt for a hands-on approach. Novice investors, on the other hand, have a range of options, including robo-advisors, which are digital platforms that offer advice based on algorithms.

After deciding on an approach, investors can start an investment account. Investors who like to do things on their own can open a brokerage account, a financial account that one can start at an investment firm.

Next, investors should determine what they want to invest in. Mutual funds allow them to buy many different stocks in small quantities in one transaction. Exchange-traded funds and index funds offer stocks based on an index, such as the Standard & Poor’s 500. One also can opt to invest in individual stocks of companies. Once these decisions are made, an investor should set a budget before investing.

Blacktower’s Benefit for UK Expatriates Living in the United States

Based in New York, Bradley Hamilton is a senior wealth manager at Blacktower Financial Management (US), LLC, and focuses on assisting UK expatriates who make homes in the United States. Bradley Hamilton emphasizes the active management of assets, as well as optimal strategies for navigating tax and regulatory issues related to cross border wealth.

With approximately 1.3 million British citizens residing in America, Blacktower assists with complex aspects of financial planning such as 401k rollovers and IRAs, as well as transferring UK pensions to offshore Qualifying Recognised Overseas Pension Schemes (QROPS) and self-invested personal pensions (SIPPs). Other areas of intelligent management include education plans, trading plans, and insurance holdings.

Through maintaining a full range of US retirement assets under a single roof, it is possible to take advantage of opportunities in a coordinated and coherent manner, which ensures that future issues with restrictions and regulations are mitigated. At the same time, personalized client service is provided that goes above and beyond, while fees are competitive with those of other qualified advisers.